Why it's Important to Pre-Qualify

It can be important to see a mortgage professional first, even before you begin the search for your new home.  Why?

We Will Help You Pre-Qualify

When we pre-qualify you, we help you to determine the exact amount of mortgage payment you can fit into your budget, and the loan amount for which you will qualify. During the process, we look at your ability to borrow - reviewing your job, money available for down payment, debts, income, and other specific areas. It's quick and to the point and we take pride in keeping the paperwork to a minimum.

When you are considered eligible, we will back you up and for a mortgage loan and award you a Pre-Qualification Letter (also known as a "pre-qual").

Buying Clout

Holding your pre-qualification letter awards you a number of advantages once you have found the home of your dreams.  First, you'll know the exact amount you will be able to afford when determining your offer. Being pre-qualified can also make your offer more attractive to the seller, as if you were bringing them a bag full of cash! They won't need to wonder if they're wasting their time should a buyer not be able to qualify for a suitable mortgage loan.  By pre-qualifying, they'll know you are able to back-up your offer.

We help with your pre-qualification

We will help you determine the highest loan amount for which you qualify and the monthly payment amount you can afford. During the pre-qualification process, we calculate your borrowing power, looking at your job, money available for down payment, existing debt, income, and other specific areas. We require a minimum amount of paperwork, with a quick process.

One-on-One

It is important to sit down and talk with us, even after using the helpful mortgage calculator tools on our website. You'll want that PRE-QUALIFICATION LETTER and we will help you explore ALL of your options and find the loan best suited to your specific needs.  Please contact us at 913-341-1344 to get your pre-qualification process started.